About MAT
A fintech company built by lenders, for lenders.
We build enterprise-grade systems for every lender — the same platform whether you’re closing 50 loans a month or 500.
About Us
Built by the people that use it every day.
Mortgage Automation Technologies (MAT) is a fintech company founded by industry veterans — loan officers, underwriters and lenders — building the software we wished we had to process and close loans more efficiently.
We are the creators of The BIG Point of Sale and The BIG Agent, two SaaS platforms designed to transform how mortgage lenders and real-estate professionals manage transactions — now joined by BIG AI, The Little CRM and The BIG Trainer.
MAT offers a customizable, low-lift software solution that streamlines point-of-sale web applications. With over 30 clients and growing, our tools are built for rapid deployment, seamless integration and end-to-end efficiency.
Memberships & recognition
Part of the industry we serve
Our BIG Mission
Why a cooperative?
Midsize lenders don’t have a million-dollar development budget. Together, they do. Member lenders co-fund the platform, a Client Advisory Board votes on the roadmap, and every enhancement ships to every member — at published, per-loan prices.
Lender-built
Designed by certified Encompass admins and producing loan officers — not by a vendor’s product team.
Transparent pricing
Pay per closed loan. No minimums, no long-term contracts, no hidden fees, no seat fees.
Encompass stays the truth
We never keep a second copy of the loan. Every field and document lives in Encompass.
Connective
Borrowers, loan officers, real-estate partners and vendors on one loan file — on your brand.
Leadership
The executives who run the cooperative — cards come straight from our team directory.
Matthew VanFossen, CMB
Chief Executive Officer
Bio
A producing loan officer turned founder. Matt started MAT because he wanted Saturday-afternoon access to a loan file from his phone — and because lenders, not vendors, should decide how origination works. He drives product direction and the cooperative’s growth, and writes and speaks regularly on mortgage technology for National Mortgage News and Chrisman Commentary.
Jerry Melia
President
Bio
Career mortgage executive. Jerry leads MAT’s cooperative model — member lenders fund the roadmap together, vote on priorities, and share everything that gets built.
Joseph Rodriguez
Chief Operating Officer
Bio
Joe runs operations and implementations — onboarding new member lenders onto BIG POS and keeping every integration, from Encompass to the partner network, running day to day.
Kelly Hund
National Sales
Bio
Kelly leads national sales for BIG POS, BIG AI and Big Agent — the first conversation most lenders have with MAT, from discovery through pricing and the Client Advisory Board introduction.
Talk to the people who built it.
No sales script. A lender-to-lender conversation about your origination workflow.