Mobile-first partnership delivers faster income and employment verification for lenders using Encompass 

FAIRFIELD, N.J., May 14, 2025 — Mortgage Automation Technologies (MAT), the company behind The BIG Point of Sale, today announced a new partnership with Argyle, a platform providing automated income and employment verifications for some of the largest lenders in the United States. Leveraging native functionality of ICE Mortgage Technology’s Encompass Partner Connect in combination with workflow automation rules, the partnership allows loan officers to initiate verification of income and employment (VOIE) from any device for faster borrower qualification, loan processing and underwriting.  

Verification results, including verification of income and employment reports, paystubs, and W-2s, are delivered in real time and automatically posted to the eFolder in Encompass, giving lenders accurate, up-to-date information without the need for manual uploads. 

Key benefits of the integration include: 

• Faster credit decisions: Loan officers can request and receive VOIE results instantly during the borrower application process or after from their mobile device. 

• Reduced time to close: Real-time data supports quicker automated underwriting system (AUS) submissions and simplifies pre-close reverifications. 

• Improved workflow efficiency: Data flows directly from BIG POS into Encompass, minimizing manual entry and reducing processing errors. 

• A better borrower experience: Borrowers complete verifications directly from their mobile device, with no document uploads or email follow-ups required. 

“Our goal with The BIG Point of Sale is to give loan officers access to the most powerful tools in the industry, right at their fingertips,” said Matthew VanFossen, Chief Executive Officer of MAT. “By partnering with Argyle through Encompass Partner Connect’s native workflow functions, we’re giving lenders a faster, more accurate way to complete VOIE that improves processing timelines and supports a better borrower experience.” 

“Embedding Argyle in The BIG Point of Sale gives loan officers what they need most: speed and simplicity,” said John Hardesty, Vice President of Mortgage at Argyle. “Lenders can verify income and employment in real time, right within their workflow, and keep loans moving without missing a beat.” 

“This integration reflects the power of collaboration between technology partners to deliver real value for lenders. This new partnership provides the data access we need faster and more efficiently—ultimately, enabling quicker, more confident lending decisions,” said Katelyn Hodges, Operational Strategist and Licensing Manager at Assurance Financial. 
 
Argyle is an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service and an approved service provider for Freddie Mac’s Loan Product Advisor® asset and income modeler (AIM). Through the integration with The BIG POS, lenders can access verified data and GSE reference IDs without leaving their point-of-sale platform. 

For more information, visit The BIG Point of Sale on the ICE Marketplace. 

Encompass Partner Connect enables the integration of key third-party products and services with ICE Mortgage Technology solutions. ICE does not own, control nor endorse any specific industry participant or the product/service provided. Loan originators and servicers are responsible for vetting, selecting and contracting with the providers of their choosing. 

About Mortgage Automation Technologies 
Mortgage Automation Technologies (MAT) is a fintech company offering innovative web-based mortgage solutions. MAT’s flagship platform, The BIG Point of Sale, provides independent mortgage bankers and brokers with advanced origination tools to streamline the borrower experience. Learn more at mortgageautomationtechnologies.com. 

About Argyle: 

Argyle is the leading provider of direct-source, consumer-permissioned income and employment verifications, making it fast and easy to gain secure and reliable access to the most complete real-time datasets stored in consumers’ payroll accounts. With Argyle, service providers automate verification workflows to save time, reduce fraud and compliance risks, lower costs and build better product experiences. 

Named one of America’s Best Startup Employers of 2025 by Forbes, Argyle serves the mortgage, personal lending, tenant screening and background check industries as well as the gig economy. Argyle completed its Series C funding round in 2024 and has raised over $100 million in capital. For more information on Argyle’s industry-leading VOIE platform, visit argyle.com. 

Press Contact 
Jerry Melia, President 
Mortgage Automation Technologies
(732) 853-4707 
Jerry@mtgautotech.com